East Bay Momma

A Frugal Momma Providing a Rich Childhood

Free Financial Advice

A big part of being a frugal and financially-aware parent for me has been a commitment to self-education about the world of finance (and especially the more basic world of personal finance). I have tried to learn about money from how the stock market operates to how to create a budget and stick to it. I use little tricks like watching personal finance tv shows not necessarily for their advice anymore, but just as general reminders to stay on track and make healthy financial decisions. I did my self-education mostly via books from the library that had gotten good reviews. I just found online that the city of Oakland hosts Financial Planning Days offering a bunch of free services and workshops. What a great free/cheap way to brush up on financial stuff or a way to begin learning about this stuff.

A big part of being a parent is being able to make ends meet for your little ones. It also can include securing your financial future so those little ones don’t have to take care of you financially in the future. Most importantly, the way you handle money and your finances will most likely be how your kiddos end up handling their own finances. Like most things in parenting, it isn’t what you say they should do financially speaking but what you do with your own finances that they learn and will incorporate.

Reading about this free finance event makes me feel hopeful. It is another example of how patents on a tight budget can live in an urban area with an extremely high cost of living (like the Bay Area) and not feel like they are missing out. You can go see a financial planner without spending the thousands many of those types of finance professionals charge! It reaffirms my belief that if you have limited financial resources you just have to work a little harder to find what you need, but it’s out there.

We have a prior commitment the day of the event that can’t be rescheduled but let me know if you check it out; I would love to hear all about it!

Oakland Financial Planning Day

Saturday, October 5, 2013
9:00 am – 4:00 pm
Oakland City Hall

City of Oakland and the Financial Planning Association of East Bay invite you to attend Oakland Financial Planning Day on Saturday, October 5, 2013 from 9:00 am to 4:00 pm at the Oakland City Hall, where you’ll be able to meet one-on-one with dozens of professional financial planners to discuss your personal finance questions, concerns and interests.

Can’t make it to Oakland Financial Planning Day?
Check out the other Financial Planning Days happening in the area:
San Francisco, October 19th
Sacramento, October 26th

Information will be provided on a pro-bono basis by experts from the Financial Planning Association and highly qualified CERTIFIED FINANCIAL PLANNER™ professionals. There are no strings attached – volunteering financial planners will not pass out business cards, marketing materials or sell products or services.

You’ll able to seek information and advice on a wide range of topics, including:

GENERAL FINANCIAL PLANNING
Buying a Home – Debt Management
Building a College Fund – Savings Goals
______________________________________
SPECIAL CIRCUMSTANCES
Job Loss and Job Change – Foreclosure Assistance
Change in Marital Status
______________________________________
INVESTMENT PLANNING
Investment Strategies – Asset Accumulation
Generating Investment Income
______________________________________
RETIREMENT PLANNING
Building a Retirement Fund – 401(k) and 403(b) Plans
IRA Accounts – Social Security
______________________________________ INCOME TAX PLANNING
Tax Reduction Strategies
Charitable Contributions – Small Business Taxation
______________________________________
ESTATE PLANNING
Building an Inheritance – Wills and Trusts
Estate Tax Strategies
______________________________________
INSURANCE PLANNING
Life Insurance Coverage – Disability Insurance
Long-term Care Planning
______________________________________
EMPLOYEE BENEFITS
Managing Health Insurance – Health Savings Accounts
Pension Benefits
______________________________________

In addition to personalized advice, Oakland Financial Planning Day will also feature a series of classroom-style educational workshops addressing popular personal finance topics.

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2 Comments

  1. Sounds like a fun conference, is there no plans for another one at a later date? If you contact the organisers they may be able to give you a basic outline, / some handy hints and tips.

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